A thought journey about the concept of micro-retirements

What are micro-retirements supposed to be?

In the article, Sivan Hermon describes her thoughts on micro-retirements. I believe her perspective is strongly influenced by her life in the United States and its healthcare system. Regardless, it's worth having a look at her concept. From Sivan's perspective, micro-retirement is the principle of small doses, applied to retirement. Instead of postponing all the good things until the ominous "someday," she takes the time today in small (and even large) portions as breaks from everyday work. I think that's something worth considering.

Do I need it?

Sivan suggests two different approaches. Her focus and examples are longer breaks between two jobs or a sabbatical. If I were to answer my question solely on that basis, then a resounding no. I don't save or plan for long breaks between jobs or sabbaticals. This may undoubtedly be due to my work situation. As the managing director of my own company, I won't be changing jobs anytime soon and therefore don't plan accordingly. However, I like her second approach, which she mentions further down in the text.

Am I already doing this?

In addition to extended breaks, she suggests incorporating smaller experiences, such as taking time for coffee or lunch with friends during the day, or attending exercise classes. To that, I respond: Yes, I need that, and yes, I already do that. However, in comparison to Sivan's concept, I would call it nano-retriements – to have an analogy in the name.

I work as much as necessary, but no more than part-time on average, so that it's compatible with my wife's job and time for the children. I take parts of the day off for essential appointments, such as learning development meetings of my kids, club work, or appointments with friends. For me, this is essential for a healthy work-life balance.

Can I take something from Sivan's idea?

I think it's good that Sivan encourages people to take the step and start planning their leisure time. On the one hand, believing that it's feasible is an important step. On the other hand, Sivan offers tips on how to implement her concept, albeit with a strong focus on American conditions. Even if this isn't directly helpful for me, Sivan's suggestion helps me bring a vital question back to the forefront.

What does retirement mean to me, and what do I want?

Knowing how I want to use my time, if I can organize it freely, allows me to figure out what I want. With this knowledge, I can now experience my dreams and not wait for the right opportunity and moment.

Conclusion

Regardless of whether micro-retirements are a viable concept for your lifestyle, I think everyone should consider nano-retirements. Because I believe there's always more to it, and it's good for you.

At the same time, I believe it's essential to address the question of retirement planning early on. Goals may change over the years, but the answers to the question are a good indicator of what we're aiming for in the short term.

I take this into account in my 10-year plan, my annual goals, and my daily and weekly planning. Without the answers to the retirement question, I'd probably be doom-scrolling on social media or working more and longer hours just to be productive. And that's not a pleasant thought.